With UK banks forced to cut their dividend growth, and warnings from some commentators such as Tassim Taleb, that banks will now become more like utilities than engines of financial speculation, growth in the financial sector may never again reach the heights achieved in the last two decades. With the FTSE’s two major sectors in reverse, the prospects of a meaningful recovery for the FTSE look remote. A One Touch trade predicting that the FTSE 100 will touch 3100 at any time during the next 6 months could return 50%.